Business Interest Checking

Welcome to Flanagan State Bank’s Business Interest Checking page, where we help businesses and entities in Illinois maximize their financial potential. If you’re looking to make the most out of your money, our interest-earning checking account is the perfect solution for businesses or entities with higher average balances.


With our Business Checking with Interest account, you’ll enjoy the following features and benefits:


  1. Monthly Interest Paid: We believe your money should work for you. That’s why we offer monthly interest payments on your account balance. Watch your funds grow while you focus on running your business or organization.
  2. Free Visa® Debit Card: Access your funds conveniently with our free Visa® debit card. Use it to make purchases or withdraw cash at millions of locations worldwide, providing you with flexibility and ease of use.
  3. Free Online Banking: Manage your finances efficiently with our free online banking platform. View your account balances, review transaction history, transfer funds, and more, all from the comfort of your office or wherever you have internet access.
  4. Monthly Bank Statement with Check Images: Stay organized with our comprehensive monthly bank statement. It includes check images, allowing you to easily track your expenses and keep accurate records for your business or entity.
  5. No Charge for the First 500 Items Processed: We strive to provide exceptional value to our customers. That’s why we waive the fees for the first 500 items processed, including checks paid and items deposited, per statement cycle. After that, each item is only $0.15, ensuring affordability as your business grows.
  6. Monthly Service Charge: To maintain the benefits of our interest-earning checking account, we require a minimum balance of $2,500. If the balance falls below this threshold, a monthly service charge of $10 will apply. We encourage you to take advantage of the interest earnings and avoid the service charge.
  7. $2,500 Minimum Deposit to Open: To get started with Flanagan State Bank’s Business Checking with Interest account, we require a minimum deposit of $2,500. This initial deposit helps set your account in motion and provides you with the opportunity to start earning interest right away.


At Flanagan State Bank, we are dedicated to supporting the financial success of businesses and entities in Illinois. Whether you’re a small business, a corporation, or a non-profit organization, our Business Checking with Interest account is designed to meet your unique needs.


To learn more about Business Checking with Interest or to open a new account, we invite you to contact our dedicated team or visit your nearest branch to get started. We’re here to provide personalized guidance and help you make informed decisions about your business banking needs. Experience the convenience, simplicity, and personalized service that sets us apart.

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