Student Loan Refinancing

If you’re currently paying back student loans, it’s possible a simple student loan refinance with Flanagan State Bank could save you thousands of dollars over the life of your student loan(s). Fill out our super simple form below and we’ll contact you quickly, or feel free to call Jordan at (309) 747-3600. A few more details and you’ll be all set for a custom refinance analysis.


  • Quick decisions
  • Easy process
  • Possibly combine multiple student loans into one payment
  • Low rates

Student Loan Refi Info Request

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Eligible applicants may not be currently enrolled, must be in repayment of their existing student loan(s) with good status and must make the minimum number of principal and interest payments after leaving school. Primary borrowers must be a U.S. citizen, permanent resident or resident alien with a valid U.S. Social Security Number residing in the United States. Resident aliens must apply with a co-signer who is a U.S. citizen or permanent resident. The co-signer (if applicable) must be a U.S. citizen or permanent resident with a valid U.S. Social Security Number residing in the United States. Savings might vary based on the interest rates, balances and remaining repayment term of the original loans.

Borrower’s overall repayment amount may be higher than the refinanced loans even if monthly payments are lower. Loan approvals are subject to credit qualification, completion of a loan application/consumer credit agreement, verification of application information, and certification of borrower’s student loan amount(s). All accounts, loans and services subject to individual approval. Ask for more information. All proceeds will be disbursed directly to college or to existing creditor per a payoff statement.