Credit Cards

Whether you’re looking for a new credit card for rewards or want to consolidate your current credit card payments, our FSB credit card offers low rates and no balance transfer fee for qualified customers. Want to log into your account directly? Click here to launch the credit card portal. You must be a current Flanagan State Bank customer in order to apply for a Flanagan State Bank credit card.

Fewer Fees

Many credit card offers promote a temporary low interest rate, without mentioning that you’ll be on the hook for a 1-3% balance transfer fee. The FSB credit card has NO balance transfer fee, regardless of the balance transferred. Consolidate your credit cards with no fee, plus enjoy no annual fee and no foreign fees.

Low Interest

It’s time to get rid of that high interest rate! Eliminating high interest rates could potentially save you thousands in interest and create one affordable monthly payment.

Security AND Rewards

Your credit card is with your local bank, not a massive corporation that can sell your information for marketing purposes. Your card will come with CardValet®, which allows you to receive alerts, set limits, and protect your card by turning it “on” and “off”. Finally, the uChoose Rewards® program gives you more flexibility and choice than ever, with no complicated conversions—you earn one point for every dollar you spend. Have you received your Flanagan State Bank credit card and you’re ready to enroll in uChoose Rewards? Start here to enroll.

Apply now using our Secure Forms system, or ask for a paper application at one of our six locations. View our application disclosure here. Questions? Call (815) 796-2264.

Offer subject to credit approval. Please see Terms and Conditions for fees, rates, costs and other information. CardValet is a trademark of Fiserv, Inc. or its affiliates. uChoose Rewards is a registered trademark of Fiserv, Inc. Visa is a registered trademark of Visa International Service Association.