Personal Checking

Our Personal Checking account is a great option for anyone looking for basic checking or who doesn’t use their debit card often enough to earn Kasasa rewards. Or, if you already have a free Rewards account but want another checking account, Flanagan State Bank’s Personal Checking account is your solution.

Personal checking from Flanagan State Bank is easy to open and comes with a free Visa® debit card, e-statements, online banking and bill pay, as well as mobile banking.

Looking for a free checking account? The monthly fee on our Personal Checking is tiered and can also be waived by keeping a minimum balance.

Benefits of a Personal Checking Account

  • Basic checking account
  • Maintain $100.00 minimum balance to avoid $5.00 monthly service charge
  • Maintain $300.00 minimum balance to avoid $3.00 monthly service charge
  • Free online banking & bill pay, plus free mobile banking
  • Free e-statements
  • Free Visa® debit card
  • $50.00 minimum opening deposit

Open a personal checking account today!

Are you looking for checking with free online banking? At Flanagan State Bank, we are one family helping another. Not sure if Personal Checking is right for you? Our friendly and knowledgeable employees can help you find the right account to meet your needs. Visit one of our Central Illinois Locations or call in to your local branch to learn more. Set up a new account consultation or apply for your new account via the simple and secure portal below!

* Visa is a registered trademark of Visa International Service Association.

Apply For A New Account