Commercial Lending Family

Doug Carls

Flanagan Branch

E-mail: dcarls@fsbfamily.com

Phone: (815) 844-8909

Doug Carls was born and raised in Flanagan, Illinois. Doug graduated from Illinois State University in 2000 with a major in Finance. He joined Flanagan State Bank as a Loan Officer in 1999 and currently works out of the main office in Flanagan.

Doug is also a licensed realtor and enjoys helping people find the right home to fit their needs. He is involved with a variety of things in the community, participating as a member in local clubs, and serving on the Board of Directors for several businesses. He enjoys fixing up homes in his spare time. Doug currently resides in Flanagan with his wife, Amber, and their two children.

Ryan Augsburger

Bloomington Branch

E-mail: raugsburger@fsbfamily.com

Phone: (309) 661-6333

Ryan Augsburger was raised in El Paso, Illinois. Ryan initially attended Aurora University pursuing his business degree while playing football. From there Ryan transferred to Illinois State University for a few years, eventually graduating with a Bachelor’s Degree in Business Administration from Peru State College. Prior to joining Flanagan State Bank in 2015, Ryan interned at Marine Bank working as a Commercial Lending Assistant.

Ryan attended El Paso Gridley High School, graduating in 2009. He was active in athletics playing football, basketball, and baseball. He grew up with many family ties to banking as his father, grandfather, and great-grandfather were all in the business. These ties helped him develop an early passion of helping customers financially accomplish their goals.

Ryan currently resides in El Paso. When he isn’t at the bank, he is usually golfing or on a boat with friends. He also enjoys fishing, hiking, and essentially doing anything that involves being outside.

Taylor Augsburger

Flanagan Branch

E-mail: taugsburger@fsbfamily.com

Phone: (309) 318-9201

Growing up, I always found interest in the lending side of banking. My father has always been involved in lending and I always wanted to follow in his footsteps. I have been with Flanagan State Bank for about 5 years and have grown very fond of customer relationships. I believe lending takes these customer relationships to the next level. I look forward to working with my clients to this end and will provide all of my customers with extreme passion and timeliness in answers! Taylor serves as the Real Estate Lender (NMLS# 1964711) in the Bloomington region for Flanagan State Bank, an Equal Housing Lender. Member FDIC. NMLS: 408461.

Alex Betts

El Paso Branch

E-mail: ABetts@fsbfamily.com

Phone: (309) 527-7300

Alex Betts graduated from El Paso High School in 1995 and went on to attend Illinois Central College in East Peoria. Alex worked for Rebbec Motor Company for three years before an opportunity for advancement moved him to Heller Chevrolet in Chenoa. He has been with Flanagan State Bank since 2000 and enjoys serving his hometown and surrounding communities.

Alex is a native of El Paso; his wife Julie and their daughters have always made their home there. Alex and his family are members of Community Bible Fellowship in El Paso where he enjoys working with the Jr. High youth. Alex also has interest in classic hot rods and Harley Davidson motorcycles.

Jordan Kessinger

Gridley Branch

E-mail: jkessinger@fsbfamily.com

Phone: (309) 747-3600

Jordan Kessinger was born and raised in El Paso, IL, and graduated from El Paso Gridley High School. He then attended Illinois State University, graduating in 2014. Jordan has been with Flanagan State Bank since 2015, in our Gridley office. Jordan currently lives in in Gridley, IL with his wife Abby & their 2 boys.

Jordan has been involved coaching basketball at El Paso Gridley High School and is on the board for Woodford County CEO program. He enjoys playing golf and attending sporting events.

Kyle Koerner

Le Roy Branch

E-mail: kkoerner@fsbfamily.com

Phone: (309) 830-3961

Kyle Koerner grew up in Le Roy as one of six siblings. He attended Le Roy High School, where he was very active in sports; playing basketball, baseball, and football. After high school, Kyle attended Eureka College, where he majored in Sports Management. During his years at Eureka, Kyle played baseball for the college team and was a member of Lambda Chi Alpha fraternity, where he eventually became Residential Advisor and President of their house.

Always dedicated to furthering his career, Kyle worked multiple jobs during high school and college. Prior to working for Flanagan State Bank, he worked as a sales associate at Hutch’s Motor Co. in Le Roy, and as a credit manager at Wells Fargo Financial in Bloomington, IL. Kyle currently resides in LeRoy with his wife, Chelsey, and their 3 daughters.