Personal Loans

When faced with a major or unexpected expense, the last thing you want to do is empty your savings. Instead, turn to your local lenders at Flanagan State Bank to help you find the right loan plan.

To achieve what you dream for, the Flanagan State Bank lending team is here to help you find the right financing solution to best support your goals.

We offer low rates for affordable payment plans. Whether you’re paying for higher education, a home renovation project, or consolidating high-interest debt, you can get what you need without draining your emergency savings.

Looking for an individual personal loan in Central Illinois? You can get the application process started by applying online with this link. Prefer to apply for a joint personal loan with another applicant? Use this joint link to apply.

Benefits of a Personal Loan

  • Personal loans cover a number of needs, including:
    • Home improvement projects (finance your new kitchen or bathroom upgrade!)
    • Higher education
    • Consolidate high-interest debt — a great solution for those with credit card debt or student loans.
    • Fund your dream vacation
    • And more!
  • Flanagan State Bank offers competitive low rates in Central Illinois
  • Offering affordable payment plans
  • Local processing for faster efficiency
  • Personalized service right here in Central Illinois