Personal Loans

When faced with a major or unexpected expense, that last thing you want to do is empty your savings. Instead, turn to your local lenders at Flanagan State Bank to help you find the right loan plan.

We offer low rates for affordable payment plans. So whether you’re paying for higher education or consolidating high-interest debt, you can get what you need without draining your emergency savings. Looking for an individual personal loan? Apply with this link. Prefer to apply for a joint personal loan with another applicant? Use this joint link to apply.


  • Personal loans to cover a number of needs
    • Home improvements
    • Higher education
    • Consolidate high-interest debt
    • Vacation
    • And more
  • Competitive low rates
  • Affordable payment plans
  • Local processing for faster efficiency
  • Personalized service right here in Central Illinois