Mortgage Loans

If you’re getting discouraged throwing money away on rent each month, it may be time to get into your own home. Turn those rent payments into mortgage payments and start building your home’s equity.

We offer competitive rates and affordable payment plans to work within your budget. We also offer a variety of mortgage programs for customers unable to qualify for traditional lending. Talk to a FSB lender about your particular needs.

No two people’s financial situations are the same, so why should all mortgages be equal? We offer a variety of mortgage programs to fit your needs, because we believe everyone should have the chance to own a home.

  • FHA and VA
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Reverse Mortgages
  • Balloon Reset Loans
  • Lender Paid Mortgage Insurance
  • Investment Properties
  • Construction and Lot Loans
  • IHDA 1st Time Homebuyer
  • Rural Housing
  • Grants and Mortgage Credit Certificates


  • Build equity in your own home
  • Competitive low rates
  • Flexible terms for affordable payments plans
  • Mortgage programs available
  • Local processing for better efficiency
  • Lenders familiar with the Central Illinois market

Ready to Apply Now?