Looking to earn a good rate of return on your checking account balance? Our Interest Checking account is designed for larger balances and features competitive interest, as well as waived monthly service fees with a minimum balance requirement. Just keep a minimum balance of $1,000.00 and we’ll waive the monthly service fee of $7.50. This account also comes with a free Visa® debit card, free e-statements, free online banking and bill pay, plus free mobile banking.
Also, if you already have a free Rewards account but want another checking account, Flanagan State Bank’s Interest Checking account is your solution.
PLEASE NOTE: APY assumes interest remains on deposit. A withdrawal or fees could reduce earnings. A penalty will be imposed for early withdrawal. Rate changes are made at the Bank’s discretion. Rates are subject to change without notice.
Interest Bearing Checking Accounts
|Type||Minimum Deposit to Open||Variable Interest Rate||APY*||Interest Frequency||Early Withdrawal Penalty|
|Business Interest Checking**||$2,500.00||0.03%||0.03%||Monthly||none|
Benefits of Interest Checking
- Checking account that pays competitive interest*
- Designed for higher balances
- Maintain $1,000.00 minimum daily balance to avoid the $7.50 monthly service charge
- Free online banking & bill pay, plus free mobile banking
- Free e-statements
- Free Visa® debit card
- $1,000.00 minimum opening deposit
Open an interest-bearing checking account today!
Are you looking for a checking account that pays interest? At Flanagan State Bank, we are one family helping another. Not sure if Interest Checking is right for you? Our friendly and knowledgeable employees can help you find the right account to meet your needs. Visit one of our Central Illinois Locations or call in to your local branch to learn more. Set up a new account consultation or apply for your new account via the simple and secure portal below!
*Visa is a registered trademark of Visa International Service Association.