Financial Horizons: Mastering Short-Term & Long-Term Goals

Establishing a smart financial roadmap involves more than just navigating the present; it requires a strategic approach that embraces both the immediacy of short-term needs and the foresight for attaining long-term aspirations. While short-term financial goals are crucial for today’s financial security—addressing pressing concerns and unexpected challenges—long-term financial goals can help ensure sustained prosperity and stability, as well as build […]

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How Budgeting Helps Build a Strong Credit History — An Illinois Perspective

Budgeting is the core of all good money management, playing an integral role in your financial stability. Following a good budget can ensure that you live within your means, have enough money set aside for emergency expenses and important life goals, and avoid the pitfalls of overwhelming debt. In addition to all these important benefits, sound financial management can help […]

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Banking with Honor: How Service Members Benefit from Special Financial Protections

Since 1913, Flanagan State Bank has been a financial institution in the heart of Illinois that has stood the test of time. We span cities like Flanagan, El Paso, Benson, Bloomington, Le Roy, Gridley, and Pontiac, and in that time, we’ve come to champion causes that matter to us and our community.  As a family-owned institution since 1930, we’ve come […]

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From Main Street to Your Street: The Community Bank Connection

Established in 1913 and family-owned since 1930, Flanagan State Bank has been a testament to the belief in one family helping another. But what exactly is the role of a bank in the community? How do local banks foster growth, stability, and support for their members? In this post, we’ll look at the many ways local banks can serve and […]

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Check Fraud in the Digital Age: A Guide to Staying Safe

From texting scams to fake online marketplace ads, there are no shortage of ways that local and cybercriminals can use technology, as well as digital vulnerabilities, to scam money out of unsuspecting victims. Check fraud may not seem like a high-tech crime. In fact, it’s been around for centuries—at one point getting so bad that checks were even banned in […]

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