Mortgage Programs

Here at Flanagan State Bank, we believe everyone should have the chance to own a home. That’s why we offer several different loan programs to support customers with different financial situations.

From FHA to VA loans, and more, we are likely to have a program that fits your needs. Talk to one of our experienced mortgage lenders to help find the right plan for you.


  • Mortgage programs available to meet the needs of various financial situations
  • FHA and VA
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages
  • Balloon Reset Loans
  • Lender Paid Mortgage Insurance
  • Investment Properties
  • Construction and Lot Loans
  • IHDA 1st Time Homebuyer
  • Rural Housing
  • Grants and Mortgage Credit Certificates

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