Staying on top of your finances is easy when you use Flanagan State Bank’s Mobile Banking 

We all know life these days is very hectic and packed with work, taking care of family, and what else we have on our plate. That doesn’t mean you can’t stay on top of your finances or bills just because you’re not home at your computer, just use your smartphone!

Whether you’re paying bills at the kitchen table or depositing a check after hours, mobile banking makes managing your money faster and easier than ever. And Flanagan State Bank’s mobile banking app can help you tackle paying bills and managing your finance a breeze. 

Since humble beginnings in 1913 in Central Illinois, Flanagan State Bank has been deeply rooted in communities providing the best banking solutions and customer service that are secure and convenient. 

Let’s take a look at 5 everyday banking tasks you can do from you phone to make life easier and stay on top of your finances. 

The State of Mobile Banking 

We do so much on our phones now like using apps to manage our family schedule, learn how to cook, even track where your kids are. Mobile banking has become more popular and prevalent over the years. 

A study by the American Bankers Association found that more than 55% of people use mobile banking to manage accounts and pay bills, with 22% using online banking. Naturally Gen Z and Millennials use mobile banking the most at an average of 65%, but Gen X is right up there with 55%. 

So, it doesn’t matter which generation you come from or how often you use apps, mobile banking use is growing, and Flanagan State Bank can show you how to make the most of their mobile banking app. 

Deposit Checks Without Visiting a Branch

Sure, most of us get direct deposit for our paycheck and use apps like Venmo and PayPal to send money to someone, but checks are still very much alive. An average of 53% people still write or deposit checks, but with Flanagan State Bank’s mobile banking you can skip the visit to a branch and use your phone. 

Making a check deposit is simple and secure: 

  • Endorse the check with “For Mobile Deposit Only at Flanagan State Bank”
  • Open the mobile bank app and locate the Deposit feature 
  • Take a picture of the front and back of the check 
  • Funds are processed quickly and securely

It literally is that easy! No need to drive to a branch and wait in line. All it takes is a few minutes and your phone. 

Transfer Money Between Accounts (or to Family Members)

Most of us have multiple accounts, including family accounts or various savings accounts. Instead of having to work with a teller or customer service to request to transfer funds, simply open up your mobile banking app. 

Flanagan State Bank’s mobile banking app lets you move funds between checking and savings accounts in seconds, making budgeting and managing savings accounts easy and secure.  

You can even schedule recurring transfers to stay on top of your savings goals, giving you the speed and control you need with your busy day. 

Pay Bills Automatically and On Time

No one actually likes paying bills, especially if you have to go to multiple websites or apps to make a payment. 

That’s why Flanagan State Bank’s Online Banking and Bill Pay feature is the perfect solution for staying on top of your bills. 

Use Online Banking and Bill Pay to: 

  • Set up bill pay to handle utilities, loans, or subscriptions right from the app.
  • Schedule payments ahead of time or set recurring ones for predictable bills.
  • Reduces the chance of late fees or missed payments — and no more stamps or envelopes.

Be smart with your budget and bills with Flanagan State Bank’s Online Banking and Bill Pay.

Monitor Balances and Account Activity in Real Time

Being proactive with your money management is the best way to keep on track with your budget and bills, and you can do it right from your phone at any time and anywhere. 

With Flanagan State Bank’s mobile banking you can see everything you need to check on your finances: 

  • Get up-to-the-minute account balances, transaction details, and pending deposits anytime.
  • Mobile alerts can notify you of low balances, large withdrawals, or unusual activity.
  • Staying informed helps prevent overdrafts and spot fraud faster.

Got a step further and set a weekly reminder on your smartphone to open your mobile banking app and be even more proactive with your money management. 

Send and Receive Money Securely

Our smartphones can be a powerful tool for shopping on the go or having lunch with friends. You can tap and pay with ease, but what about paying a vendor or sending money to friends for covering lunch? 

Peer-to-peer (P2P) payment apps have become extremely popular over the years, with 64% of people using one to securely send and receive money. Flanagan State Bank has built-in tools to securely send and receive money directly from your accounts. 

No need to take out cash or write a check, just access Zelle from your mobile banking app and you’re done! But of course, before you send any money make sure you know who you are sending it to by verifying contact numbers or a vendor’s account first. Safety first! 

Bonus: Access Card Controls and Security Settings

We’ve covered all the great features of the mobile banking app but keeping your accounts and debit cards safe and secure is just an important feature. 

You can use your Flanagan State Bank mobile banking to manage controls and security features: 

  • Lock or unlock your debit card instantly if it’s misplaced.
  • Set spending limits or enable notifications for added protection.
  • Manage PIN updates and travel notices directly in the app.

Convenient features are great, but control and security for all of your accounts is just as important. 

Make Banking Easy With Flanagan State Bank Mobile Banking 

Streamline your banking and budgeting tasks with ease all from your phone. 

Flanagan State Bank’s mobile banking app gives you the power of a full-service branch right in your pocket-secure, simple, and always local. Bank with confidence knowing your transactions are encrypted and supported by real people, not automated bots. 

Already a customer? Download the Flanagan State Bank mobile banking app. 

Ready to experience the local customer service of Flanagan State Bank customer? Explore their full range of products and services and use the mobile banking app: 

  • Personal Checking – Choose from basic checking with interest to cash back accounts like Kasasa Cash Back 
  • Personal Savings – select from wide range of savings accounts that earn interest, help manage health spending, and plan for retirement
  • Services – mobile banking, online bill payment, and credit cards designed to make the most of your money 

Visit a local branch or give them a call and see how more than 100 years people of Central Illinois have trusted Flanagan State Bank as their banking partner. Experience makes the difference!