Scam Alert: Flanagan State Bank will never call, text, or email asking for your online banking info or to verify your device.. If you get a suspicious call asking for sensitive information, hang up and contact your local branch or call 1-800-545-4274.
Rates effective as of 06/30/2025.
*APY = Annual Percentage Yield
**Interest rate is variable and may change after the account is opened.
See account disclosures for additional account information.
PLEASE NOTE: APY assumes interest remains on deposit. A withdrawal or fees could reduce earnings. A penalty will be imposed for early withdrawal. Rate changes are made at the Bank’s discretion. Rates are subject to change without notice.
| Type | Minimum Deposit to Open | Variable Interest Rate | APY* | Interest Frequency | Early Withdrawal Penalty |
|---|---|---|---|---|---|
Type Regular Savings** | Minimum Deposit to Open $50.00 | Variable Interest Rate 0.05% | APY* 0.05% | Interest Frequency Quarterly | Early Withdrawal Penalty
none |
Type Youth Achievement Account** | Minimum Deposit to Open $0.00 | Variable Interest Rate 0.25% | APY* 0.25% | Interest Frequency Quarterly | Early Withdrawal Penalty
none |
Open your account today at Flanagan State Bank, where we treat you like family. Contact us or visit a branch to get started.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government