Are you in the process of considering which mortgage loan program best suits your needs? If so, you’re not alone. The journey to homeownership is filled with decisions, and selecting the right loan program can feel overwhelming. But rest assured, your reliable partner, the Flanagan State Bank Mortgage Loan Officer, is here to navigate you […]

At Flanagan State Bank Mortgage Division, our lenders often field questions from customers like What is a mortgage pre-qualification? How do I get prequalified for a mortgage? and Do I need to be prequalified to make an offer on a home?   Pre-qualifications are an integral part of the home purchasing process. They might seem […]

Intimidated by the loan process? We understand, and we have your back. Here’s a brief rundown of what to expect when getting a mortgage loan. Keep in mind that each loan is unique, just like every person is unique, and because of this, the loan process may need to adapt to the individual we are […]

Being a homeowner brings numerous benefits for individuals and families and stabilizes communities. As the National Association of Realtors (NAR) points out, homeownership can lead to community pride and dedication; families who own their own homes spend more time with their children, improving their long-term outcomes, and owning a home is an essential way for individuals […]

For a better understanding of how much money you’ll need to buy a house, we’ve provided this breakdown of local mortgage expenses in Illinois.

There are many types of mortgage loans available when it comes to buying a house. But it’s not always easy to figure out which one is right for you. Organized by life stage and situation, we’ll walk you through seven types of mortgage loans and when to use them. First-Time Homebuyers Buying your first home […]