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About this location

Backed by tremendously experienced, ethical, and hardworking individuals; we have over 100 years combined experience and knowledge in the mortgage industry. In a day where it seems everyone is franchising or net branching, we are breaking out of the mold to provide better service. We wholeheartedly believe that we need to evolve with mortgage times and that means staying current and listening to our customers. Our clients come from all types of backgrounds and we take the time to understand personal financial requirements and we will work harder than anyone to make each home financing experience the very best.

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Meet our Team

Cody Work

Branch Manager Apply Now

E-mail: cody@myunify.com

Phone: 605-484-3104

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NMLS #173843

With over 20 years of experience in mortgage banking, Cody serves as the Branch Manager and Loan Originator at Unify Home Lending alongside his wife, Nikki. Throughout his career, he has helped homebuyers across the Midwest, gaining extensive knowledge of a wide variety of loan programs and changing market conditions.

Having founded his own mortgage company in 2004, and again in 2018, Cody brings decades of industry experience and a commitment to helping clients find the financing solution that best fits their goals. His commitment to providing exceptional service has brought many satisfied clients back and generated many referrals, which is the greatest compliment of a job well done!

Outside of work, Cody enjoys spending time with his family, relaxing at the lake, golfing, traveling, and cheering on his kids at their sporting events.

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Nikki Work Headshot

Nikki Work

Loan Originator Apply Now

E-mail: nikki@myunify.com

Phone: 605-430-2121

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NMLS #1100207

Nikki is the Branch Manager and Loan Originator at Unify Home Lending. She works alongside her husband, Cody, and together they have a team of the most skilled and experienced professionals in the business. They have five children, with two young ones still at home who keep them busy most days of the week. Nikki wouldn’t have it any other way!

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, it’s important to work with a top professional who can provide quick and accurate financial advice. At Unify Home Lending, Nikki and her team have the expertise and knowledge to help you explore the many financing options available. Give Nikki a call to discuss the options available to fit your unique needs.

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Aaron Underwood

Aaron Underwood

Loan Originator Apply Now

E-mail: aaron@myunify.com

Phone: 605-391-6824

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NMLS #189435
Aaron understands that buying or refinancing a home is one of the biggest financial decisions his clients will ever make. He works hard to guide borrowers through the loan process with no detail overlooked.

With an extensive background in mortgage lending, Aaron has experience with Conventional, Jumbo, FHA, VA, USDA, and new construction loans, allowing him to confidently help clients navigate a wide range of financing needs.

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Terry Telechan

Loan Originator Apply Now

E-mail: terry@myunify.com

Phone: 605-430-8707

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NMLS #178138

With over 24 years of loan origination experience, Terry is passionate about helping clients navigate the mortgage process with confidence. Whether you’re a first-time homebuyer, looking to refinance, or interested in investment properties, Terry takes the time to explain your options and guide you through every step of the process.

His goal is to make financing your home as smooth and stress-free as possible. If you have questions or are ready to get started, click the “Apply Now” link or contact Terry at 605-430-8707.

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Brandy Heller Headshot

Brandy Heller

Loan Originator Apply Now

E-mail: brandy@myunify.com

Phone: 701-770-6533

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NMLS #1307359

Brandy is a dedicated Mortgage Loan Officer with over a decade of experience. She is passionate about helping individuals and families achieve their homeownership goals. She believes that every client deserves a smooth lending experience from application to closing. Whether you’re purchasing your first home, refinancing, or exploring your options, Brandy takes the time to understand your unique needs and explain each step of the process. She believes in responsiveness, attention to detail, and a genuine commitment to her clients. Brandy looks forward to helping guide you through your mortgage journey and making your homeownership dreams a reality.

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Holly Riggins Headshot

Holly Riggins

Loan Originator Apply Now

E-mail: holly@myunify.com

Phone: 701-609-7311

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NMLS #2596668

With more than a decade of experience in the mortgage industry, Holly is committed to helping individuals and families confidently navigate the path to homeownership. She understands that every borrower’s situation is unique and takes pride in providing personalized guidance, dependable service, and support from application to closing. Whether you’re buying your first home, refinancing, or exploring your financing options, Holly is dedicated to making the process as straightforward and stress-free as possible. Her approachable nature, strong attention to detail, and commitment to her clients ensure you have a trusted partner every step of the way

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Haleigh Paz headshot

Haleigh Paz

Loan Originator Apply Now

E-mail: haleigh@myunify.com

Phone: 605-381-3043

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NMLS #2801498

Buying a home is one of life’s biggest milestones, and having the right guidance can make all the difference. Inspired by growing up around real estate, Haleigh became a Mortgage Loan Originator with a passion for helping others achieve homeownership. She is committed to making the mortgage process as smooth and stress-free as possible through honest guidance, clear communication, and dependable service.

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Danielle Stevens Headshot

Danielle Stevens

Loan Processor

E-mail: danielle@myunify.com

Phone: 605-646-2800

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NMLS #176218

With over 20 years of experience in the mortgage industry, Danielle is passionate about helping individuals and families achieve the dream of homeownership. As a Processing Manager, Processor, and Loan Officer, she brings extensive knowledge and a commitment to making the mortgage process as smooth and stress-free as possible.

Growing up in a small-town community, Danielle understands the value of trust, strong relationships, and taking care of people. Throughout her career, she has supported hundreds of loan transactions, working closely with loan officers and lending partners to ensure every file moves forward with accuracy and care.

Outside of work, Danielle enjoys spending time with her family, friends, and making memories with her grandchildren.

Emma Mack Headshot

Emma Mack

Loan Processor

E-mail: emma@myunify.com

Phone: 605-646-2800

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Emma has been a valued member of the Unify team for over four years. She truly enjoys helping people through one of the biggest milestones in their lives: buying a home. As a processor, Emma works behind the scenes to keep each loan moving smoothly. She works closely with loan officers and underwriters to ensure every loan is handled efficiently from application to closing.

Emma is grateful to be part of such an exciting chapter in her borrowers’ lives. Outside of work, she enjoys spending time with family and friends and making the most of life.

Sydney Cavanaugh Headshot

Sydney Cavanaugh

Marketing Specialist

E-mail: sydney@myunify.com

Phone: 605-646-2800

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Sydney serves as the Branch Marketing Specialist, where she enjoys helping the loan officers grow their business through creative marketing and fresh ideas. Whether she’s designing marketing materials, managing social media, or finding new ways to promote the team, she’s passionate about supporting their success. When she’s not working, Sydney loves spending time outdoors and enjoying quality time with friends and family.