Looking for a business checking account that helps your money work harder? Flanagan State Bank’s Premier Business Checking is designed for small businesses, professional services, and established organizations that maintain higher balances.

This interest-bearing business checking account rewards you for your relationship with us while helping you manage your day-to-day finances with ease.

Call or visit your nearest location to discuss your options and get started.

With our Business Checking with Interest account, you’ll enjoy the following features and benefits:

1. 1. Monthly Interest Paid: Earn interest when you maintain a $10,000 average monthly balance. Let your account work for you while you focus on your business.

      • $100,000+: 1.50% APY*

      • $50,000–$99,999: 0.50% APY*

      • $10,000–$49,999: 0.25% APY*

      • Under $10,000: 0.00%

   2. Free Visa® Debit Card: Access your funds with ease wherever Visa is accepted.
   3. Online and Mobile Banking: Manage your business finances anytime with secure digital tools.
   4. Monthly Bank Statement with Check Images: Stay organized and track transactions with clear, detailed statements.
   5. No per-item or transaction fees: Keep things simple—no surprise charges for everyday banking activity.
   6. $10 Monthly Service Fee: Avoid the fee by maintaining a $10,000 average monthly balance.
   7. $10,000 Minimum Deposit to Open: Start strong with a solid foundation for your business finances.

At Flanagan State Bank, we are dedicated to supporting the financial success of businesses and entities in Illinois and beyond. Whether you’re a small business, a corporation, or a non-profit organization, our Premier Business Checking account is designed to meet your unique needs.

To learn more about Premier Business Checking or to open a new account, we invite you to contact our dedicated team or visit your nearest branch to get started. We’re here to provide personalized guidance and help you make informed decisions about your business banking needs. Experience the convenience, simplicity, and personalized service that sets us apart.

*APY = Annual Percentage Rate
Interest is calculated on the average daily balance. Rates are current as of 6/16/2025 and subject to change. Fees may reduce earnings. Terms and conditions apply.