COVD-19 Information – Last Updated 3/26/2020


NEW Info 3/26: State of IL Emergency Small Business Grants & Loan Assistant Initiatives

Learn more about the (3) emergency assistance programs for Illinois small businesses that were just announced yesterday.

Image may contain: possible text that says 'Hospitality Emergency Grant Program To help hospitality businesses make ends meet Grant funds are available to support capital Intended for bars, restaurants, and hotels. Businesses submit application online via the DCEO website (in English or Spanish). Applications will be accepted until 5:00pm on April 1st Winners will be chosen via a lottery, therefore, there is no benefit to submitting an application first as long as valid, complete application is received by the deadline. MERICAT SBDC ILLINOIS'Image may contain: possible text that says 'ILLINOIS Illinois Small Buşiness Emergency Fund The Illinois Small Emergency Loan Fund offer small businesses interest of up Businesses located outside of the City of Chicago fewer 50 workers and less than $3 million in revenue in 2019 will be eligible to apply. Successful applicants will owe nothing for six months, and then begin fixed at a below market interest rate for the remainder of year loan term. Starting Friday 3/27 interested businesses will able to express interest at form that will be posted on the DCEO website. MERICATS SBDC ILLINOIS'Image may contain: text

Visit the DCEO website for full details:…/Pag…/EmergencySBAIntiatives.aspx

Please note there are fast approaching deadlines (April 1st) on these initiatives


COV-19 Information –

As One Family, Helping Another – the health and well-being of you and your family is very important to us. During this season of concern and uncertainty we are committed to being responsive to the needs of our customers and the communities we serve. This is our most recent update regarding COV-19.

In the best interests of our employees, customers, and communities, we will close our lobbies to the general public on Thursday, March 19, 2020 until further notice.  We will provide drive-up service only at all our branch locations as a precautionary measure to limit the spread of the coronavirus, as per the social distancing guidance of the CDC.  Drive-up facilities will remain open and fully functional during normal business hours.  Please visit our Branch Locations, Hours, and Contact Information for information on our locations with drive-through service and hours of operation. At this time, our Benson branch will remain open for “business as usual” until further notice. 


1. We love to see our customer family face-to-face, but for your safety, we would like to remind you that many of your banking needs can be conducted using our digital and mobile banking tools. For more information on these tools, please visit the Banking Services page on our website. If you need help using any of these services, please don’t hesitate to call your local branch. Our friendly Flanagan family associates are happy to help you in any way we can.  You can also use our Contact Us  form with any questions or concerns

2. Lobby access will be available by appointment for new accounts, loan assistance, safe deposit box access, or any other bank services requiring in-person attention. Please call your local office to set up an appointment.

3. Additional information is available for commercial / business customers at Business consumer alerts.

For additional information, please visit see the information listed below:

Frequently Asked Questions for Bank Customers Affected by the Coronavirus Disease 2019 (Referred to as COVID-19)

Customers with questions can contact the Federal Deposit Insurance Corporation (FDIC) toll- free at 1-877-ASK-FDIC or 1-877-275-3342 or TDD 800- 925-4618 for information about accessing banking services or how to reach their bank.

Thanks to everyone for your patience, understanding, and continued business.


Audrey Harlan, President
Flanagan State Bank
One Family, Helping Another