We Proudly offer Kasasa

Get your free Kasasa checking account - and start earning rewards that matter to you.

Rates

APY = Annual Percentage Yield

Rates effective as of 1/3/2017.

Rates may change after accounts are opened. Fees may reduce earnings.

Kasasa Cash*

Interest RateAPY
Balances up to $10,000.00 (when qualifications are met)2.23%2.25%
Balances over $10,000.00 (when qualifications are met)0.25%2.25% to 0.25%
All balances if qualifications are not met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Kasasa Saver*

Interest RateAPY
Balances up to $10,000.00 (when qualifications are met)0.50%0.50%
Balances over $10,000.00 (when qualifications are met)0.25%0.50% to 0.25%
All balances if qualifications are not met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Certificates of Deposit

TermMinimum Deposit to Open & Obtain APYInterest RateAPYInterest FrequencyEarly Withdrawal Penalty
30 Day$10,000.00 0.10%0.10%Monthly1 Month
91 Day$5,000.000.20%0.20% Quarterly3 Months
182 Day$1,000.000.30%0.30%Quarterly3 Months
9 Month$5,000.000.40%0.40%Quarterly3 Months
1 Year$500.000.55%0.55% Quarterly3 Months
1 Year$10,000.000.60%0.60%Quarterly3 Months
1 Year$25,000.000.65%0.65%Quarterly3 Months
18 Month$5,000.000.75%0.75%Quarterly6 Months
2 Year$1,000.001.25%1.25%Semi-Annual6 Months
2 Year Variable$5,000.000.75%0.75%Semi-Annual6 Months
30 Month$5,000.001.30%1.31%Semi-Annual12 Months
3 Year$1,000.001.40%1.40%Semi-Annual12 Months
5 Year$1,000.001.60%1.61%Semi-Annual12 Months

Penalty for early withdrawal may apply.

IRA

TermMinimum Deposit to Open & Obtain APY*Interest RateAPYInterest Frequency Early Withdrawal Penalty
1 Year$500.000.60%0.60%Semi-Annual91 Days
2 Year$500.001.25%1.25%Semi-Annual182 Days
3 Year$500.001.45%1.46%Semi-Annual365 Days
5 Year$500.001.65%1.66%Semi-Annual365 Days
Variable$100.000.55%0.55%Quarterly30 Days

Savings Accounts

TypeMinimum Deposit to OpenVariable Interest RateAPYInterest Frequency Early Withdrawal Penalty
Regular Savings$50.000.10%0.10%Semi-Annualnone
Gold Passbook$1,000.000.13%0.13% Quarterlynone

Money Market Accounts

TypeMinimum Deposit to Open and Obtain APY*Variable Interest RateAPYInterest Frequency Early Withdrawal Penalty
Money Market$2,500.000.10%0.10%Quarterlynone
Super MMIALess than $10,000.000.10%0.10%Quarterlynone
$10,000.00-$24,999.990.20%0.20%Quarterlynone
$25,000.00-$49,999.990.30%0.30%Quarterlynone
Over $50,000.000.45%0.45%Quarterlynone

Interest Bearing Checking Accounts

TypeMinimum Deposit to OpenVariable Interest RateAPY Interest Frequency Early Withdrawal Penalty
NOW$1,000.000.10%0.10%Monthlynone
Super-NOW$2,500.000.15%0.15%Monthlynone

Health Savings Account

TypeMinimum Deposit to OpenVariable Interest RateAPYInterest Frequency Early Withdrawal Penalty
HSA Checking$25.000.50%0.50%Monthlynone