We Proudly offer Kasasa

Get your free Kasasa checking account - and start earning rewards that matter to you.

Rates

APY = Annual Percentage Yield

Rates effective as of September 2, 2014.

Rates may change after accounts are opened. Fees may reduce earnings.

Kasasa Cash*

Interest RateAPY
Balances up to $10,0002.23%2.25%
Balances over $10,0000.25%2.25% to 0.25%
All balances if qualifications are not met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Kasasa Saver*

Interest RateAPY
Balances up to $10,0000.50%0.50%
Balances over $10,0000.25%0.50% to 0.25%
All balances if qualifications are not met0.05%0.05%

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Be enrolled and log into online banking

Certificates of Deposit

TermMinimum Deposit to Open & Obtain APYInterest RateAPYInterest FrequencyEarly Withdrawal Penalty
30 Day$10,000 0.10%0.10%Monthly1 Month
91 Day$5,0000.10%0.10% Quarterly3 Months
182 Day$1,0000.15%0.15%Quarterly3 Months
9 Month$5,0000.25%0.25%Quarterly3 Months
1 Year$5000.35%0.35% Quarterly3 Months
1 Year$10,0000.40%0.40%Quarterly3 Months
1 Year$25,0000.45%0.45%Quarterly3 Months
18 Month$5,0000.45%0.45%Quarterly6 Months
2 Year$1,0000.50%0.50%Semi-Annual6 Months
2 Year Variable$5,0000.45%0.45%Semi-Annual6 Months
30 Month$5,0000.58%0.58%Semi-Annual12 Months
3 Year$1,0001.00%1.00%Semi-Annual12 Months
5 Year$1,0001.50%1.51%Semi-Annual12 Months

Penalty for early withdrawal may apply.

IRA

TermMinimum Deposit to Open & Obtain APYInterest RateAPYInterest Frequency Early Withdrawal Penalty
1 Year$5000.40%0.40%Semi-Annual3 Months
2 Year$5000.55%0.55%Semi-Annual6 Months
3 Year$5001.05%1.05%Semi-Annual12 Months
5 Year$5001.55%1.56%Semi-Annual12 Months
Variable$1000.55%0.55%Quarterly1 Month

Savings Accounts

TypeMinimum Deposit to OpenVariable Interest RateAPYInterest Frequency Early Withdrawal Penaty
Regular Savings$500.10%0.10%Semi-Annualnone
Gold Passbook$1,0000.13%0.13% Quarterlynone

Money Market Accounts

TypeMinimum Deposit to OpenVariable Interest RateAPYInterest Frequency Early Withdrawal Penaty
Money Market$2,5000.10%0.10%Quarterlynone
Super MMIALess than $10,0000.10%0.10%Quarterlynone
$10,000-$24,9990.20%0.20%Quarterlynone
$25,000-$49,9990.30%0.30%Quarterlynone
Over $50,0000.45%0.45%Quarterlynone

Interest Bearing Checking Accounts

TypeMinimum Deposit to OpenVariable Interest RateAPY Interest Frequency Early Withdrawal Penaty
NOW$1,0000.10%0.10%Monthlynone
Super-NOW$2,5000.15%0.15%Monthlynone

Health Savings Account

TypeMinimum Deposit to OpenVariable Interest RateAPYInterest Frequency Early Withdrawal Penaty
HSA Checking$250.50%0.50%Monthlynone