|
|
Interest Rates Effective 11/18/2008 Call us for more information 1-877-899-1913
|
|
|
Minimum Deposit
|
Interest Rate
|
APY*
|
Interest Frequency
|
Early Withdrawal Penalty
|
|
Certificate
|
|
|
|
|
|
|
30 Day
|
$10,000
|
2.08%
|
2.10%
|
Monthly
|
1 Month
|
|
91 Day
|
$5,000
|
2.18%
|
2.20%
|
Quarterly
|
1 Month
|
|
182 Day
|
$1,000
|
2.43%
|
2.45%
|
Quarterly
|
3 Months
|
|
182 Day
|
$10,000
|
2.58%
|
2.61%
|
Quarterly
|
3 Months
|
|
182 Day
|
$25,000
|
2.68%
|
2.71%
|
Quarterly
|
3 Months
|
|
9 Month
|
$5,000
|
2.87%
|
2.90%
|
Quarterly
|
3 Months
|
|
1 Year
|
$500
|
2.91%
|
2.94%
|
Quarterly
|
3 Months
|
|
1 Year
|
$10,000
|
3.06%
|
3.10%
|
Quarterly
|
3 Months
|
|
1 Year
|
$25,000
|
3.16%
|
3.20%
|
Quarterly
|
3 Months
|
|
18 Month
|
$5,000
|
3.60%
|
3.65%
|
Quarterly
|
3 Months
|
|
2 Year
|
$1,000
|
3.61%
|
3.64%
|
Semi-Annual
|
3 Months
|
|
2 Year
|
$10,000
|
3.76%
|
3.80%
|
Semi-Annual
|
3 Months
|
|
2 Year
|
$25,000
|
3.86%
|
3.90%
|
Semi-Annual
|
3 Months
|
|
2 Year Variable
|
$5,000
|
2.98%
|
3.00%
|
Semi-Annual
|
3 Months
|
|
30 Month
|
$5,000
|
3.60%
|
3.65%
|
Quarterly
|
3 Months
|
|
3 Year
|
$1,000
|
3.42%
|
3.45%
|
Semi-Annual
|
3 Months
|
|
3 Year
|
$10,000
|
3.57%
|
3.60%
|
Semi-Annual
|
3 Months
|
|
3 Year
|
$25,000
|
3.67%
|
3.70%
|
Semi-Annual
|
3 Months
|
|
5 Year
|
$1,000
|
3.57%
|
3.60%
|
Semi-Annual
|
3 Months
|
|
5 Year
|
$10,000
|
3.72%
|
3.75%
|
Semi-Annual
|
3 Months
|
|
5 Year
|
$25,000
|
3.82%
|
3.86%
|
Semi-Annual
|
3 Months
|
|
|
|
|
|
|
|
|
IRA
|
|
|
|
|
|
|
1 Year
|
$500
|
3.06%
|
3.08%
|
Semi-Annual
|
3 Months
|
|
2 Year
|
$500
|
3.76%
|
3.80%
|
Semi-Annual
|
3 Months
|
|
3 Year
|
$500
|
3.57%
|
3.60%
|
Semi-Annual
|
3 Months
|
|
5 Year
|
$500
|
3.72%
|
3.75%
|
Semi-Annual
|
3 Months
|
|
Variable
|
$100
|
3.25%
|
3.29%
|
Quarterly
|
7 Days
|
|
|
|
|
|
|
|
|
Savings
|
$50
|
0.75%
|
0.75%
|
Semi-Annual
|
none
|
|
Gold Passbook
|
$1,000
|
1.00%
|
1.00%
|
Quarterly
|
none
|
|
|
|
|
|
|
|
|
Money Market
|
$2,500
|
1.75%
|
1.76%
|
Quarterly
|
|
|
Super MMIA
|
Less than $10M
|
1.50%
|
1.51%
|
Quarterly
|
none
|
|
|
$10,000-$24,999
|
1.75%
|
1.76%
|
Quarterly
|
none
|
|
|
$25,000-$49,999
|
2.35%
|
2.37%
|
Quarterly
|
none
|
|
|
Over $50,000
|
2.70%
|
2.73%
|
Quarterly
|
none
|
|
|
|
|
|
|
|
|
NOW
|
$1,000
|
0.75%
|
0.75%
|
Monthly
|
|
|
Super-NOW
|
$2,500
|
1.00%
|
1.00%
|
Monthly
|
|
Yields are Annualized Estimates Assuming Compounding For One Year
** See Account Disclosure Forms For Complete Account Information **
*APY = Annual Percentage Yield
|
|
|